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Buying a house is one of the most important purchases in your life, whether it’s your first home, downsizing, or moving to fit your growing family. As a local loan officer, Kelly Barnes enjoys helping her clients making their dream home purchase a reality.  Kelly previously served as a CFO for a successful local business before running her own business, Coastal Concierge. She has the skills and experience needed to make the loan process a smooth and enjoyable


Kelly was on top of the process all the way. She did a great job.

- Kevin C.

Kelly was exceptional from start to finish in processing our loan. She communicated with Michael, my spouse, and I throughout the process and kept us on tract. I highly recommend Kelly for future loan services.

- Joan A.

After much investigation and thought, my wife and I decided to transplant from Arizona to the Wilmington, N.C. area for our retirement years. As we had never been here before—nor knew anyone—this presented us with many challenges. Not the least of these was to whom should we turn to secure financing for our final home. Enter, Kelly Barnes. She guided us seamlessly from beginning to end. And throughout the entire journey, she earned our trust. More than a Banker, she became a friend!

- Michael J.

Working with Kelly was an awesome experience. She was always there to answer any questions I had. The process was smooth and easy. Being my first loan, Kelly took the time to walk me through everything with ease. I highly recommend working with Kelly to anyone I know!

- Jessica L.

Kelly was professional, efficient, and kind leading me through the loan process. I will definitely recommend her when I have the opportunity!

- Robin E.

We are so lucky to have worked with Kelly Barnes! Kelly made the entire experience as stress free as possible. The process can be overwhelming but with Kelly's expertise we never felt stressed. I would recommend Kelly to my family and friends in a heart beat!!

- Ricardo H.

Kelly was awesome to work with! Great communication through each step of the process and even after closing. She truly cares about her clients and works around the clock to ensure a smooth process. I highly recommend her to anyone looking for a new mortgage or refinance in the Wilmington and surrounding areas. Thanks so much again Kelly!

- John W.

Kelly was in contact constantly making sure I had everything I needed, and things that I didn’t know I needed. She is very thorough and stayed on top of every step of the mortgage process from start to finish. I would recommend Kelly to anyone in need of a mortgage.

- Todd A.

Kelly provided thoughtful insights and great attention to detail in making sure our mortgage refinancing went smoothly and yielded the greatest savings possible. We simply couldn't have been any happier with the results.

- Ryan D.

Very sharp and professional. Available 24 hours a day. Kept me informed almost daily and picked up my calls and texts after hours and on weekends. Everything went smooth and I have done many many Real Estate transactions/closings that had problems and miscommunications...not w. Kelly! She was awesome.

- Robert T.
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