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Buying a house is one of the most important purchases in your life, whether it’s your first home, downsizing, or moving to fit your growing family. As a local loan officer, Kelly Barnes enjoys helping her clients making their dream home purchase a reality.  Kelly previously served as a CFO for a successful local business before running her own business, Coastal Concierge. She has the skills and experience needed to make the loan process a smooth and enjoyable


Kelly is very knowledgeable and easy to talk to. She was always on task and forward thinking. She always knew what to focus on and what needed to be completed next. She was great!

- Mary G.

Kelly and Kim made the whole process easy and fast. We were very satisfied with the level of service and communication provided by these ladies. We hope to work with them in the future should we make any more real estate investments.

- Keith B.

From the first day we contacted Kelly for a pre approval letter, I could tell she was amazing at her job! She had a letter within a few hours of us getting her our information to her on a Sunday! She worked nights, weekends and through the holiday season to help us close on our property quickly. She was amazing and we highly recommend her!

- Linzy L.

My husband and I had the pleasure of working with Kelly on our first ever home purchase. We are very thankful for Kelly's professional, responsive and honest assistance with the mortgage process from beginning to end. She went above and beyond to ensure our experience was as seamless as possible. We highly recommend Kelly and look forward to working with her again in the future!

- Mairin K.


- Drew M.

From start to finish Kelly did an incredible job with my loan transaction. She was responsive and extremely helpful, always making the extra effort to make the process as easy and efficient as possible. That is so important for a borrower who otherwise has a busy career. I highly recommend Kelly. I know that she cares about the people she works with and will do everything she can to provide information and support for her borrowers.

- Cindy Y.

Kelly was lovely to work with. I think Kelly was new at this so it was chaotic at times and somewhat stressful as paperwork needed turned around quickly and often between seeing patients. I’m sure this would have been easier if we lived there.

- Anne L.

Good communication answered questions very quickly

- Sandra A.
Kelly Barnes

Kelly Barnes

Mortgage Loan Officer
NMLS ID #: 1841372

Direct: 910-297-0448
Fax: 877-766-1481

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Contact Kelly Barnes

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